OlyFed Affinity Card Program
Your School. Your Card. Your Impact.
Our Affinity Debit Cards let you show your school pride while supporting local student activities and scholarships. As a mutual bank, we’re dedicated not only to serving our customers but also uplifting our communities. Whether you’re an alum, a parent or a young person just getting started, our Affinity Card program makes a lasting difference in the place we all call home.
Switching to OlyFed is easy with our free checking accounts and digital tools to securely transfer any direct deposits or automatic payments. Make the Easy Switch today!
Already an OlyFed customer? Stop by a branch or give us a call to switch your card.
Cards & Checking That Care
We’ve designed our free checking accounts to give you the tools, resources and insights to help, not hinder your busy life. Our accounts are built with the technology to deliver a better banking experience so you can easily manage your money on the go.
Journey Checking
Journey Checking offers a competitive 4.00% / 4.13% APY* on daily balances up to $10,000, plus you’ll never have to pay a monthly service fee. Open today with as little as $100!
lyfe Checking
For young people through age 18**, our lyfe Account gives you unique debit card options and an app that makes banking easy. Even better, lyfe delivers 4.00% / 4.13% APY** on daily balances up to $1,000 with no monthly service fee. Open today with as little as $50!
ONLINE LYFE ACCOUNT OPENING DISCLOSURE
A parent and/or legal guardian is required to open a lyfe Account online and in-branch. When opening an account online, the parent/guardian will be a joint owner and will receive an email asking them to also complete an application. The joint owner will also be given the opportunity to help fund the account on behalf of the student/child if so desired.
Tap Into Your School Spirit
By using your OlyFed debit card, every purchase will generate two cents toward your school’s foundation or ASB Fund – at no cost to you!
Even better, each participating school district or college will be a featured Two-Cent program beneficiary, meaning one month out of the year, they will receive donations from all customer debit card transactions.
Card Control
Card controls are seamlessly integrated into your OlyFed Banking App, bringing all your account and card details together in one easy-to-use place. Monitor card activity with confidence and protect your cards against fraud, wherever you go. Parents can determine if a card can be used online, at ATMs and at certain stores/restaurants/retailers. Spending limits can be set and international transactions blocked. It’s the tool every parent needs to ensure their child starts off with secure financial footing.
Turn cards ON/OFF for extra security if it’s lost or stolen.
Set spending controls and manage how, when and where your card is used.
Get real-time alerts so you can stay informed and view suspicious activity with instant alerts.
Report lost or stolen with a few simple clicks, add notes about the incident and disable your card.
Set travel notifications right in the app to ensure your card works seamlessly while you’re away.
View transaction insights and see a map of payments with vendor details to better understand your spending.
*JOURNEY CHECKING DISCLOSURE
Variable interest rate account. Rates effective as of July 3, 2025, and are subject to change any time and without notice.
- An interest rate of 0.05% will be paid only for that portion of your daily balance that is greater than $10,000.00. The annual percentage yield for this tier will range from 4.13% to 0.46%, depending on the balance in the account.
- If your daily balance is $10,000.00 or less, the interest rate paid on the entire balance will be 4.00% with an annual percentage yield of 4.13%*.
- If your account does not have the required activity noted below* an interest rate of 0.05% will be paid on the entire balance. The annual percentage yield for the entire balance will be 0.05%, depending on the balance in the account.
*Premium rate requires monthly direct deposit of $500 or more, debit card activation and 10 debit transactions posted per statement cycle, and signing up to receive eStatements. One account per Social Security Number. Minimum $100.00 to open an account. Fees may reduce earnings, and rate may change after account opening.
**LYFE CHECKING DISCLOSURE
Account is for customers aged 12 to 18 and converts to a Journey Checking Account at age 19. This is a variable interest rate account. Rates are effective as of September 8, 2025, and are subject to change at any time and without notice.
- An interest rate of 0.15% will be paid only for that portion of your daily balance that is greater than $1,000.00. The annual percentage yield for this tier will range from 4.13% to 0.19%, depending on the balance in the account.
- If your daily balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.00% with an annual percentage yield of 4.13%*.
- If your account does not have the required activity noted below* an interest rate of 0.15% will be paid on the entire balance. The annual percentage yield for the entire balance will be 0.15%, depending on the balance in the account.
*Premium rate requires monthly deposit or transfer of $10 or more and signing up to receive eStatements. One account per Social Security Number. Minimum $50.00 to open an account. Fees may reduce earnings, and the rate may change after account opening. Terms and conditions apply.
