OlyFed It & Forget It!

Whether you’re a bustling local business or a sole proprietor working from your laptop, you deserve a banking relationship that’s as reliable as it is professional. A place where you can set it and forget it!

At OlyFed, we’re here to help manage your cash flow, expand your operations, strengthen your commercial real estate holdings, provide financial support when you need it, and give you the freedom to focus on what you do best. With our tailored products and dedicated business banking and commercial teams, we’re committed to helping you meet your financial goals.

Make the switch to the South Sound’s only local mutual bank and discover how mutual means more!


Here Today, Here Tomorrow

Since 1906, we have proudly contributed to our local history and a thriving economy rich with small businesses and life-enhancing enterprises, which have and continue to make our region such a wonderful place to live.

We are dedicated financial partners, fostering community ties, embracing diversity, and leveraging our resources to ensure community success. Guided by our core values of integrity, prioritizing people, relationships and genuine kindness, we have served Thurston and Mason Counties for generations and we are committed to continuing this legacy for generations to come. Our story is intertwined with yours, and your success is our success. We look forward to being part of your journey.

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Solutions for Any Size Business

Business Bankers from OlyFed

Over the past several years, we’ve continued to make significant investments in banking technology to provide our valued customers with a reliable set of digital tools to optimize cash flow, protect information and quickly respond to business financial needs. From Remote Deposit Capture (RDC), wires and ACH to Positive Pay and custom authorizations, we have everything you need to efficiently and effectively manage your business.

Our online banking tools combined with our operating and reserve accounts make for a powerful business combination that can benefit a business of any size. We’re committed to understanding the unique needs of our customers’, from startups and long-time legacy businesses to nonprofits and municipalities; we’re here to support each one with on-site visits, tailored plans and a network of local services and resources.

Business Services

Loans for Your Next Business Strategy

From conventional business loans and lines or credit to SBA loans and commercial real estate financing, we can create a customized loan program that will work with your budget, values and goals. OlyFed business loan decisions are made right here by locals who understand our hometown economy in ways outsiders might not get. Talk to one of our commercial lending experts – together we’ll get busy on your next business move.

Contact The Commercial Team

Our Customers Say It Best

At OlyFed, we believe that each business holds a special role in our community and has its own story to tell. We’re excited to join forces with our clients, guiding them towards their financial goals to achieve more.

Hear firsthand from business owners like you about how our tailored banking solutions have played a crucial role in their success stories. We’ve gathered a collection of these inspiring journeys over the years. If you’re seeking testimonials specific to your industry, don’t hesitate to contact us.

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Unlike a "Big Bank"

As a mutual bank, we’re here for you – we are accountable to our customers, not shareholders. Our neighbor-helping-neighbor business model transcends the typical drive for profits. Instead, OlyFed focuses on solid, reliable business strategies that safeguard both our customers’ financial health and our institution’s stability – a formula that has powered our success for over a century.

Our resilience has been tested and proven time and again and we continue to generously support our community through philanthropic contributions that have exceeded more than $2 million over the last five years when our neighbors have needed us most. Last year our employees contributed more than 1,300 hours of volunteer service and our team members proudly serve on the board of more than 30 local nonprofit organizations. We live, work and invest in our hometown because there is no better cause than supporting those who support you!

How Mutual Means More