All branches are drive-thru only and operating from 9:30 a.m. to 5:30 p.m. We also offer assistance through scheduled branch appointments.

Banking That's Mutual

OlyFed? Sure, you might know us as the financial institution that sponsors everything. But our day job is really about serving our communities as a locally based mutual bank. That means we answer to you, our depositors and borrowers; not shareholders.

By mixing amazing customer service, trusted lending solutions and competitive savings rates with 21st century digital and mobile banking technology, we serve up a one-of-a-kind, values-driven approach to local banking.

What, you didn’t know those things about us? Settle in, we’re just getting to the good stuff …

Six Reasons To Bank With Us

1. Technology to transform your busy life.
Make transactions instantly on the go, on any device, anytime, at home or from anywhere across the globe. We’ve got the latest secure Internet and mobile technologies, plus access to more than 33,000 free ATMs nationwide.

2. Neighbors with the tools and know-how.
Equipped with their “Better Fedder” training and a compassionate and caring attitude, OlyFed professionals nurture customer relationships to achieve the results that matter most to you.

3. Our Place or yours, we make banking easy.
You’re never more than a few minutes away from one of our eight convenient branches in Olympia, Lacey, Tumwater, Yelm and Belfair. Unable to visit in person? No worries – OlyFedders will happily bring concierge-banking services to you.

4. Making history by building for tomorrow.
Since 1906, we have co-written our local history, helping generations of families save for their future, while providing the financial support to build their homes and start local businesses – many of them enduring to this day.

5. Giving back to move our communities forward.
We’re deeply committed to returning a big chunk of our profits (10 to 15%) to local charitable endeavors. And, we foster a culture of voluntarism among our people, who happily contribute thousands of hours each year.

6. 128 Straight Quarters of Excellence.
For the past 128 straight quarters (32 years), OlyFed has received a five star superior rating from Bauer Financial, an independent rating agency. Only 1% of the nation’s banks has earned Bauer’s top rating for so long and with such consistency. Check out the full report.

More About Us

Committed to Life-Long Learning

One of our core values is a commitment to life-long learning, which is why we invest in financial education for both our customers and our community. Regardless of what stage of life you’re in, we’re here to help maximize your resources so you can achieve your greatest pursuits.

A Different Kind of Business Model

Our core mission is focused on what we do with our resources to better serve the needs of our employees, customers and community. Since the beginning, our founders had a belief that our business model could be different than others and in doing so our positive influence could be far-reaching.

Reinvesting in Our Communities

With loans and deposits staying local, you can rest-assured knowing your dollars are reinvested back into the community in which you work and live. This improves our local education systems, social services and municipalities, which in turn help strengthen property values and our local quality-of-life.

Dedicated to Non-Profits

As Lynne Twist shares in her book The Soul of Money:
“Money carries our intention. If we use it with integrity, then it carries our integrity forward. When you make a difference with what you have, it expands.  What you appreciate, appreciates.” We can’t think of a better description of our business plan and values in action.