Bank with Pride & Purpose
OlyFed is excited to offer our Saint Martin’s University debit cards to Saint fans everywhere! By swiping, tapping, using your digital wallet or ordering online, your OlyFed debit card will generate two cents toward the Saint Martin’s University Foundation – at no cost to you! Now you can show your pride and support the student activities and scholarships that make your University unique.
As a mutual bank, we’re the perfect partner for a collab like this one because we answer to customers, not stockholders, and we’re dedicated to lifting the community right here at home.
Choose Your Card!

Free Checking Never Felt So Good!
We’ve designed the Journey Checking account to give you the tools, resources and insights to keep pace with your busy life. Our accounts are built with the technology to deliver a better banking experience so you can easily manage your money on the go.
Journey Checking
Journey Checking offers a competitive 4.00% / 4.13% APY* on daily balances up to $10,000, plus you’ll never have to pay a monthly service fee. Open today with as little as $100!
Top-Notch Technology
Our debit card chip technology offers added protection and peace of mind with every purchase. Built with your convenience in mind, our checking accounts are designed around easily managing your money on the go with the latest tools and applications.
With our OlyFed Mobile app, you can do it all without doing it in person: transfer money, deposit checks, pay bills in an instant, and much more.
Apple Devices
Android Devices
Card Control
Card controls are seamlessly integrated into your OlyFed Banking App, bringing all your account and card details together in one easy-to-use place. Monitor card activity with confidence and protect your cards against fraud, wherever you go.
Turn Cards ON/OFF
Easily turn your debit card on/off for extra security if it’s lost or stolen.
Set Spending Controls
Manage how, when and where your card is used.
Get Real-Time Alerts
Stay informed and view suspicious activity with instant alerts.
Report Lost or Stolen
In just a couple clicks, you can report a card lost or stolen, add notes about the incident and disable your card.
Set Travel Notifications
Notify us of your travel plans right in the app to ensure your card works seamlessly while you’re away.
View Transaction Insights
See a map of payments with vendor details to better understand your spending.
Grow Your Savings with RoundUp
Let your everyday purchases give your savings a boost!
With RoundUp, every time you use your debit card, your total will round up to the nearest dollar and the change will be deposited into your designated savings account.
Example: You buy a gift for $22.42 at a local shop. We’ll round up to $23 and drop the extra $0.58 into your chosen savings account.
Whether you’re grabbing dinner with friends, purchasing new clothes, buying gas, getting coffee, doing some online retail therapy or catching a movie; OlyFed’s RoundUp makes savings a regular part of your daily routines.
Make the Easy Switch
We’ve taken the hassle out of switching to OlyFed!
Switching your checking account is easier than ever. With just a few clicks in digital banking, you can quickly and securely move your direct deposits and automatic payments to OlyFed.
*JOURNEY CHECKING DISCLOSURE
Variable interest rate account. Rates effective as of July 3, 2025, and are subject to change any time and without notice.
- An interest rate of 0.05% will be paid only for that portion of your daily balance that is greater than $10,000.00. The annual percentage yield for this tier will range from 4.13% to 0.46%, depending on the balance in the account.
- If your daily balance is $10,000.00 or less, the interest rate paid on the entire balance will be 4.00% with an annual percentage yield of 4.13%*.
- If your account does not have the required activity noted below* an interest rate of 0.05% will be paid on the entire balance. The annual percentage yield for the entire balance will be 0.05%, depending on the balance in the account.
*Premium rate requires monthly direct deposit of $500 or more, debit card activation and 10 debit transactions posted per statement cycle, and signing up to receive eStatements. One account per Social Security Number. Minimum $100.00 to open an account. Fees may reduce earnings, and rate may change after account opening.
Have Questions About Affinity Cards?
Contact us, we are here to help. We love supporting your financial goals and our community!