All branches are operating from 9:00 a.m. to 5:30 p.m. We also offer assistance through scheduled appointments.

Products & Services

Stay on Top of Your Credit with Real-Time Credit Reports

With SavvyMoney™ you gain free ongoing credit score reports, monitoring, alerts, personalized offers and expert insight on how to improve and strengthen your credit. Even better, all of this is built right into our digital banking platform.

Savvy Money screen that shows credit scoreAn important part of budgeting and planning for the future is not only understanding your financial picture but to protect the credit history you have built. Our new credit reporting and monitoring service does it all and in one easy-to-use digital dashboard. From monthly score updates to tips on increasing your credit score, we’ve got it all.

Monthly Score Updates

Utilizing VantageScore 3.0 from Transunion, you’re able to check your credit score anytime and anywhere to help you make better financial decisions. Utilizing the services offered by SavvyMoney will never directly impact your credit score. When accessing your credit file information, it results in a “soft inquiry” that doesn’t alter your score in any way.

Ongoing Credit Monitoring & Alerts

Never miss anything with real-time security updates any time your credit file changes; helping you keep an eye out for identity theft. With your credit report, you will find a list of open loans, accounts and credit inquiries. You will also see details on your payment history, credit utilization and public records that show up on your account. You can set up the program to send you email alerts when there been a change to your credit profile.

Personalized Offers

Based upon your current credit and financial position, we will present you with recommended and personalized offers to help manage your credit needs, ultimately helping guide you towards your goals.

Savvy Money screen that shows credit score

Get Started Today!

  1. Sign-up for digital banking. If you’re already a digital banking customer, skip to step two! 
  2. Login on your desktop or through OlyFed Mobile on your tablet or smartphone
  3. Select “Credit Score” from the main menu
  4. Enroll by completing the short sign-up form
  5. You’re all set!

Questions? Email us, call (360) 754-3400 or visit a branch.


What You Need to Know: The credit score provided is intended to help you understand the factors that affect your credit score and ways you may be able to save money with OlyFed loan products. It is not used for loan approval purposes, or for determining loan rates. Loan rates and approvals are based on information provided to OlyFed when you apply for a loan. The credit score found in the credit report may be different than the credit score you see here. The offers presented are not offers to lend. Terms and conditions and offers are subject to change at any time.