We're currently experiencing a phone and ATM outage at our Belfair branch. For assistance, please reach out to us at our main line: 360-754-3400.
We've seen an increase in customers reporting phishing attempts over the phone. Please be diligent in knowing how to spot, avoid and report scams.

Spring Home Shows Are Here

Join us at one of these upcoming events for inspiration and information on any spring home improvement projects.

Centralia-Chehalis Home & Garden Show

Fri., April 12 – noon to 6:30 p.m.
Sat., April 13 – 10 a.m. to 5 p.m.
SWW Fairgrounds

Olympia Master Builders Home & Remodel Show

Sat., April 20 – 10 a.m. to 5 p.m.
Sun., April 21 – 10 a.m. to 4 p.m.
Saint Martin’s University

Nisqually Valley Spring Expo

Sat., April 27 – 10 a.m. to 4 p.m.
Sun., April 28 – 10 a.m. to 4 p.m.
Yelm High School

Peninsula Home & Remodel Expo

Fri., May 3 – Noon to 5 p.m.
Sat., May 4 – 9 a.m. to 5 p.m.
Sun., May 5 – 11 a.m. to 4 p.m.
Kitsap County Fairgrounds

Loans to Meet Your Unique Needs

Below are just some of the great loan options available.

One-Step Construction Rate

We hold rates for our customers at application for 15, 20 or 30 year terms – eliminating interest rate risk. Even better and unique to OlyFed loans, our construction rates are the same as purchase rates.

We provide construction loans (with a licensed contractor) up to $824,999 with as little as 5% down and a convenient digital draw system to keep your project moving.

Apply Now Pre-Qualify

Jumbo Loan

You need $825,000 or more? We got this! We offer jumbo loans starting at $825,000 (above conforming limits) with as little as 10% down.

Apply Now Pre-Qualify

Purchase Remodel Loan (Up to 95% LTV)

Due to low inventories and the condition and style of listings, we offer this conventional loan, which gives buyers the flexibility to see the potential of a property without the government red tape of a Fannie Mae Rehab loan.

Apply Now Pre-Qualify

Developed Lot Loan (Up to 75% LTV)

OlyFed customers are eligible for half percent off their construction loan fee when they finance their land through us. We make it easy to roll everything into one loan. Ask us how!

Apply Now Pre-Qualify

Green Choice Loans

If you’re building or retrofitting for energy efficiency, we consider future energy savings to qualify customers for greater buying potential, while offering reduced loan fees.

Note: Jumbo Loans are not available on Green Choice Lending programs.

Apply Now Pre-Qualify

ADU Financing

We’re one of the only banks in the area with a dedicated plan for funding ADUs.

ADUs provide an affordable housing option and a great solution for multi-generational families looking to create a cost-prohibitive living space for aging parents or young adult children.

Learn More

Manufactured Home Loans

We have a specially designed program for those looking to purchase a manufactured home. Stop by our booth at any of the home shows to learn more.

*Apply in branch. 

Rates and More Info

Our advertised rates are available to everyone, regardless of credit score. Learn more about the many advantages of working with an OlyFed Loan Officer and additional loan options.

Today’s Rates

Additional Loan Options

Meet Your Loan Team

Our team of noncommissioned Loan Officers live and work in this shared place we all call home, which means they know the ins and outs of our area market and are well-connected with our local builder community. Stop by our booth at the home shows to see how they can help you start your next home improvement project.

Meet the Team