Online Account Opening will be down for scheduled maintenance on Wednesday, March 12th from 3pm-6pm. Thank you for your patience and understanding.

Spring Home Shows Are Here

Join us at one of these upcoming events for inspiration and information on any spring home improvement projects.
Smiling woman leaning against wall of building

Centralia-Chehalis Home & Garden Show

Fri., April 11 – noon to 6 p.m.
Sat., April 12 – 10 a.m. to 5 p.m.
Southwest Washington Fairgrounds

Woman standing in front of wood barn door

Olympia Master Builders Home & Remodel Show

Sat., April 12 – 10 a.m. to 5 p.m.
Sun., April 13 – 10 a.m. to 4 p.m.
Saint Martin’s University

Woman standing in garden

Nisqually Valley Spring Expo

Sat., April 26 – 10 a.m. to 4 p.m.
Sun., April 27 – 10 a.m. to 4 p.m.
Yelm Middle School

Woman standing on pier overlooking water

Peninsula Home & Remodel Expo

Fri., May 2 – Noon to 5 p.m.
Sat., May 3 – 9 a.m. to 5 p.m.
Sun., May 4 – 10 a.m. to 4 p.m.
Kitsap County Fairgrounds

Loans to Meet Your Unique Needs

Below are just some of the great loan options available.

One-Step Construction Rate

We hold rates for our customers at application for 15, 20 or 30 year terms – eliminating interest rate risk. Even better and unique to OlyFed loans, our construction rates are the same as purchase rates.

We provide construction loans (with a licensed contractor) up to $824,999 with as little as 5% down and a convenient digital draw system to keep your project moving.

Learn More Contact a Loan Officer

Jumbo Loan

You need $825,000 or more? We got this! We offer jumbo loans starting at $825,000 (above conforming limits) with as little as 10% down.

Contact a Loan Officer

Purchase Remodel Loan (Up to 95% LTV)

Due to low inventories and the condition and style of listings, we offer this conventional loan, which gives buyers the flexibility to see the potential of a property without the government red tape of a Fannie Mae Rehab loan.

Contact a Loan Officer

Developed Lot Loan (Up to 75% LTV)

OlyFed customers are eligible for half percent off their construction loan fee when they finance their land through us. We make it easy to roll everything into one loan. Ask us how!

Contact a Loan Officer

Green Choice Loans

If you’re building or retrofitting for energy efficiency, we consider future energy savings to qualify customers for greater buying potential, while offering reduced loan fees.

Note: Jumbo Loans are not available on Green Choice Lending programs.

Learn More Contact a Loan Officer

ADU Financing

We’re one of the only banks in the area with a dedicated plan for funding ADUs.

ADUs provide an affordable housing option and a great solution for multi-generational families looking to create a cost-prohibitive living space for aging parents or young adult children.

Learn More Contact a Loan Officer

Manufactured Home Loans

We have a specially designed program for those looking to purchase a manufactured home. Stop by our booth at any of the home shows to learn more.

*Apply in branch. 

Visit a Branch

Rates & More Info

Our advertised rates are available to everyone, regardless of credit score. Learn more about the many advantages of working with an OlyFed Loan Officer and additional loan options.

Today’s Rates

Additional Loan Options

Meet Your Loan Team

Our team of noncommissioned Loan Officers live and work in this shared place we all call home, which means they know the ins and outs of our area market and are well-connected with our local builder community. Stop by our booth at the home shows to see how they can help you start your next home improvement project.

Meet the Team