The Fair Housing Act (FHA) and the Equal Credit Opportunity Act (ECOA) protect consumers by prohibiting unfair and discriminatory practices.
FHA prohibits discrimination in residential real estate related transactions based on race or color, national origin, religion, sex, familial status, handicap.
ECOA prohibits discrimination in credit transactions race or color, national origin, religion, sex, marital status, age, applicant’s receipt of Income from a public assistance program, or whether a person exercises rights granted under the Consumer Credit Protection Act for any credit transaction and through the life of the loan.
