Nisqually Estuary Boardwalk Trail, Olympia

Nisqually Estuary Boardwalk Trail, Olympia.

CDs & IRAs

Certificates of Deposit - Your dreams are safe & secure with CDs from Oly Fed.

Your funds are federally insured up to $250,000. Receive interest in regular installments paid directly to you, or re-invest automatically.

  • 91-day & 6-month CDs for $2,500 minimum deposit
  • 12 to 120- month CDs for $100 minimum deposit
  • 15 & 24-month CDs for $100 minimum deposit; add $500 or more at any time without extending your maturity date. Up to $100,000 balance, with interest compounded and paid monthly.
  • 18- month ‘Bump’ CD lets you ‘bump up’ to enjoy a higher interest rate without extending our maturity date. And, you can even make a one-time additional deposit (not to exceed the original opening deposit).

Check back for our seasonal CD specials, offered for a limited time throughout the year.

Individual Retirement Accounts - Plan for a safe, rewarding future.

One of the most effective long-term savings programs available.

  • Open for as little as $50
  • Enjoy tax-deferred growth that compounds rapidly at a competitive rate
  • Choose from 12- or 18- to 120-month IRA ‘add-on’ CDs allowing additions of $50 or more anytime.
  • Protect your funds up to $250,000 by the full faith and credit of the U.S. government
  • Save at tax time: your contributions may be deductible.* 
* This is for informational purposes only and is not intended to provide legal or tax advice regarding your situation. For legal or tax advice, please consult your attorney and/or accountant.