Get Your Finances Sailing!
Let us help you get your finances sailing with our 180 Day Add-On CD Special.
Earn a rate of 3.75%/3.82% APY or upgrade to 4.00% / 4.07% APY* when you deposit $10,000+ in new money and/or you have an OlyFed Checking Account with a minimum monthly direct deposit of $500 or more.
Earn Up To 3.75% / 3.82% APY*
You can open this CD for as little as $2,500 and interest compounds monthly.
Earn Up To 4.00% / 4.07% APY*
Open this CD with a minimum of $10,000 in new money and/or with an OlyFed checking account that has minimum monthly direct deposit of $500 or more.
Even better, with this CD you can add new money to it at any time†, so if you have additional accounts maturing or other investments coming due soon, you can easily place them into this secure, predictable and safe savings vehicle.
Come February 2026 you’ll be glad you did and you’ll be loving your finances even more. Get started today and open an account online in just about 5 minutes, or visit one of our eight local branches and one of our knowledgeable and caring bankers can assist you.
*180 DAY ADD-ON CD SPECIAL DISCLOSURE: Certificate has a fixed rate for term. It is a 180 CD with an interest rate of 3.75%/3.82% Annual Percentage Yield (APY). The minimum balance to open an account is $2,500 and the minimum balance to obtain stated APY is $2,500. Accounts with either deposits of $10,000+ in new money and/or an OlyFed checking account with a monthly direct deposit of $500 or more will receive an interest rate of 4.00%/4.07% APY. New money is defined as funds not currently held on deposit with Olympia Federal Savings (OlyFed). The APY is accurate as of August 5, 2025, and is a limited-time offer that is subject to change without notice. †Add-On deposits must be New Money. New Money is considered funds not on deposit at Olympia Federal Savings at the time of the Add-On deposit. There are no other limitations to the frequency or timing of additional deposits. Add-on option/feature not available for businesses/organizations. APY assumes interest earned remains on deposit until maturity. Fees may reduce earnings. Early withdrawal penalty may apply. Terms and conditions apply. See Truth in Savings and Terms & Conditions brochures for details. Member FDIC.
Get Even More Savings with Journey Checking
Enjoy 4.00% / 4.13% APY* on daily balances up to $10,000
Plus, you’ll never have to pay a monthly service fee.
Journey Checking comes with the latest digital tools, an exceptional rate and access to over 40,000 surcharge-free ATMs nationwide. Need to make the switch? We’ve made that easy too and would be happy to help you get organized. Join us today and find out all the ways that mutual means more!
Additional Details OPEN ONLINE
*JOURNEY CHECKING DISCLOSURE
Variable interest rate account. Rates effective July 3, 2025, and are subject to change any time and without notice.
- An interest rate of 0.05% will be paid only for that portion of your daily balance that is greater than $10,000.00. The annual percentage yield for this tier will range from 4.13% to 0.46%, depending on the balance in the account.
- If your daily balance is $10,000.00 or less, the interest rate paid on the entire balance will be 4.00% with an annual percentage yield of 4.13%*.
- If your account does not have the required activity noted below* an interest rate of 0.05% will be paid on the entire balance. The annual percentage yield for the entire balance will be 0.05%, depending on the balance in the account.
*Premium rate requires monthly direct deposit of $500 or more, debit card activation and 10 debit transactions posted per statement cycle, and signing up to receive eStatements. One account per Social Security Number. Minimum $100.00 to open an account. Fees may reduce earnings and rate may change after account opening.
Banking Built Better
We believe banking should be simple, elegant, and dare we say enjoyable. We believe in keeping the fine print and fees to a minimum and creating transformational relationships built on trust, not transactional ones based on maximizing profits. Our people are incentivized to serve, not sell, and our products are crafted to do the same thing.
To us, you’re more than the balance of your bank account: Guided by our “Better Fedder” training and a compassionate and caring attitude, we nurture relationships to help you define and achieve your financial goals, which why we put people above the bottom line.
As a mutual bank, we’re accountable to you, our customers, not corporate shareholders. With our business model, you’re more than a customer, you’re a stakeholder, which means more for your wallet, for your future and for our community.
This translates to many low to no-cost product and service options. It means we’re focused on helping you get ahead with budgets, financial plans and accounts that provide safe, sustainable and meaningful ways to save.
When you bank with us, you can rest assured knowing you’re doing business with a bank that puts our local neighbors first. Each year, we donate at least 10% of our profits back to the community! Furthermore, we foster a culture of volunteerism among our people, who happily contributed more than a thousand hours of service last year.
If you look up OlyFedder in the urban dictionary you’ll find a description of our extraordinary group of financial professionals who find joy and purpose in the meaningful work we do with our customers and community. We’re here to help you.
The People Why OlyFed Schedule An Appointment
Have Questions? Need Assistance?
Our team of bankers are here to help. Contact us or call (360) 754-3400.
