Youth Accounts

†LYFE CHECKING DISCLOSURE
Account is for customers aged 12 to 18 and converts to a Journey Checking Account at age 19. This is a variable interest rate account. Rates are effective as of September 8, 2025, and are subject to change at any time and without notice.
• An interest rate of 0.15% will be paid only for that portion of your daily balance that is greater than $1,000.00. The annual percentage yield for this tier will range from 4.13% to 0.19%, depending on the balance in the account.
• If your daily balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.00% with an annual percentage yield of 4.13%*.
• If your account does not have the required activity noted below* an interest rate of 0.15% will be paid on the entire balance. The annual percentage yield for the entire balance will be 0.15%, depending on the balance in the account.
Premium rate requires monthly deposit or transfer of $10 or more and signing up to receive eStatements. One account per Social Security Number. Minimum $50.00 to open an account. Fees may reduce earnings, and the rate may change after account opening. Terms and conditions apply.

ONLINE LYFE ACCOUNT OPENING DISCLOSURE:  A parent and/or legal guardian is required to open a LYFE Account online and in-branch. When opening an account online, the parent/guardian will be a joint owner and will receive an email asking them to also complete an application. The joint owner will also be given the opportunity to help fund the account on behalf of the student/child if so desired. 

Super Saver, Dream Builder, and Dream Saver accounts are for customers under the age of 18. For lyfe Checking and Super Saver accounts, rates are variable and may change without notice after the account is opened. The APY is accurate as of the date above and is subject to change. Fees may reduce earnings. Terms and conditions apply.

Dream Builder and Dream Saver certificates have a fixed rate for term. Dream Builder requires a monthly automatic transfer from an OlyFed account. The APY is accurate as of the date above and is subject to change. APY assumes interest earned remains on deposit until maturity. Fees may reduce earnings. Early withdrawal penalty may apply. Terms and conditions apply.