IRAs

Rates accurate as of October 4, 2024

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Rates accurate as of October 4, 2024
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Consumer Account Type Minimum to Open Minimum to Earn APY Annual Percentage Yield (APY) Compounding Method Interest Rate
Consumer Account Type Minimum to Open Minimum to Earn APY Annual Percentage Yield (APY) Compounding Method Interest Rate
Individual Retirement Accounts (IRA) - Traditional, Roth, SEP, Coverdell
120 Mo. IRA Open/Close
Consumer Account Type 120 Mo. IRA Minimum to Open $50 Minimum to Earn APY $50 Annual Percentage Yield (APY) 1.11% Compounding Method Daily Interest Rate 1.10% Open Online
72 Mo. IRA Open/Close
Consumer Account Type 72 Mo. IRA Minimum to Open $50 Minimum to Earn APY $50 Annual Percentage Yield (APY) 1.11% Compounding Method Daily Interest Rate 1.10% Open Online
60 Mo. IRA Open/Close
Consumer Account Type 60 Mo. IRA Minimum to Open $50 Minimum to Earn APY $50 Annual Percentage Yield (APY) 1.64% Compounding Method Daily Interest Rate 1.60% Open Online
48 Mo. IRA Open/Close
Consumer Account Type 48 Mo. IRA Minimum to Open $50 Minimum to Earn APY $50 Annual Percentage Yield (APY) 2.41% Compounding Method Daily Interest Rate 2.35% Open Online
36 Mo. IRA Open/Close
Consumer Account Type 36 Mo. IRA Minimum to Open $50 Minimum to Earn APY $50 Annual Percentage Yield (APY) 2.41% Compounding Method Daily Interest Rate 2.35% Open Online
24 Mo. IRA Open/Close
Consumer Account Type 24 Mo. IRA Minimum to Open $50 Minimum to Earn APY $50 Annual Percentage Yield (APY) 2.67% Compounding Method Daily Interest Rate 2.60% Open Online
18 Mo. IRA Open/Close
Consumer Account Type 18 Mo. IRA Minimum to Open $50 Minimum to Earn APY $50 Annual Percentage Yield (APY) 3.19% Compounding Method Daily Interest Rate 3.10% Open Online
12 Mo. IRA Open/Close
Consumer Account Type 12 Mo. IRA Minimum to Open $50 Minimum to Earn APY $50 Annual Percentage Yield (APY) 3.98% Compounding Method Daily Interest Rate 3.85% Open Online

All IRAs have fixed rate for term. Early withdrawal penalty may apply. The APY is accurate as of the date above and is subject to change. The APY assumes interest earned remains on deposit until maturity.

See Truth in Savings and Terms & Conditions brochures for details.

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