Rates accurate as of February 13, 2020
HELOC Type Interest Rate Annual Percentage Rate (APR) Loan Fee
LTV - Up To & Including 80%
LTV - Up To & Including 80% 4.875% Variable 4.875% $0
LTV - Up To & Including 80.01% - 90.0%
LTV - Up To & Including 80.01% - 90.0% 6.125% Variable 6.125% $0

$50 annual fee after the 1st year. The value of the index is based on the Wall Street Journal Prime Rate. The rate is computed by adding the Wall Street Journal Prime Rate + our margins of .125 or 1.375. The current Wall Street Journal Prime Rate is 4.750%, however, we have an Annual Percentage Rate minimum (floor) of 4.00%. The maximum Annual Percentage Rate (APR) is 18.000%.

Member FDIC
Equal Housing Lender