JOURNEY CHECKING DISCLOSURE
Variable interest rate account. Rates subject to change anytime and without notice.
• An interest rate of 0.05% will be paid only for that portion of your daily balance that is greater than $10,000.00. The annual percentage yield for this tier will range from .41% to 0.06%, depending on the balance in the account.
• If your daily balance is $10,000.00 or less, the interest rate paid on the entire balance will be 0.40% with an annual percentage yield of 0.41%*.
• If your account does not have the required activity noted below* an interest rate of 0.05% will be paid on the entire balance. The annual percentage yield for the entire balance will be 0.05%, depending on the balance in the account.
*Premium rate requires monthly direct deposit of $500 or more, debit card activation and 10 debit transactions posted per statement cycle, enrollment in retail online banking and signing up to receive eStatements, and maintaining active online banking access as outlined in the Online Banking Terms & Conditions Agreement. One account per Social Security Number. Minimum $100.00 to open an account. Fees may reduce earnings and rate may change after account opening.