Many Ways to Say: ‘Welcome Home’
We take a mi casa es su casa approach to home loans: the advantages we’d want for ourselves, we offer to you:
- What starts at OlyFed stays at OlyFed: We don’t sell our loans to third parties – that’d be like selling our relationship with you! We assure top-quality service by providing it ourselves.
- Everyone gets the same great rate – No risk-based pricing with our home loans, you’ll get our advertised rate regardless of credit score.
- People, not computer apps, decide – We click “delete” on automated underwriting with home loans. We believe actual humans make better lending choices.
- You’ll always get the best deal before closing – We hold your rate at application, but if a better number comes along, no worries; it’s yours.
Once you’ve started your loan process, you can log-in to your personal portal to check your loan status, securely upload documents, and get reminders on what to do next.
So Many Great Loan Options
Remember when lending was a simple process? Ours still is.
Not only do we roll construction costs and permanent financing into one convenient package, we also close up-front on permanent financing, hold your interest rate at application (if rate goes down prior to closing, you receive the lower rate), accept ‘interest only’ payments as funds are used during the nine-month construction period and have no prepayment penalties. Includes a free automated project management system.
Manufactured Home Loan
We have a specially designed program for that.