Our LEED Gold Certified Belfair Branch, built in 2010

Our LEED Gold Certified Belfair Branch, built in 2010.

Online Account Opening

Open an Account Online

Welcome! Our online account opening option offers 24-hour access so that it works with your schedule when you need it. Plus, the process is quick and easy – taking about 5 minutes to complete. 

Have you already started an application and need to pick up where you left off? Click here and you will be asked for your mother's maiden name, email, social security number and date of birth to confirm your identity before proceeding.

We offer five of our premium accounts online. 

13-Month Online CD Special* / 2.40% APY 


Celebrate with us as we launch online account opening with an online-only 13-month CD special! Grab this great rate of 2.40% APY, a 2.37% interest rate, with as little as $100.00 to open and a maximum initial online deposit of $100,000. To add additional funds to the account, please send our digital branch team a secure message within 10 business days of opening the account. 

If you’re looking to earn more interest than a traditional savings or money market offers, consider an OlyFed CD. Our CD specials are designed for savers that want to take advantage of our highest competitive rates to hit their financial targets.

*Annual Percentage Yield (APY) is accurate as of 1/22/19 and is subject to change without notice. Minimum balance required to obtain the stated APY is $100.00. APY assumes interest earned remains on deposit until maturity. Early withdrawal penalty may apply. Account fees would reduce earnings. Terms and conditions apply. Limited time offer.

Terms & Conditions apply. See Truth in Savings disclosure for details.

Journey Checking / Earn 3.00% APY UP TO $10,000


Our Journey Checking account is new to OlyFed and has quickly become a favorite with customers. It offers a great rate atop our exceptional service the account, features no monthly fee, and benefits communities in the South Sound with a swipe of your debit card. Plus, enjoy 24/7 mobile access through OlyFed mobile or online banking, surcharge-free ATMs nationwide and digital wallet access through Apple Pay, Google Pay or Samsung Pay.

Account requirements include:

Variable interest rate account. Rates accurate as of 11/01/18 and subject to change anytime and without notice.

* Premium rate requires monthly direct deposit of $500 or more, debit card activation and 10 debit transactions posted per statement cycle, and online banking and eStatements. One account per Social Security Number. Fees may reduce earnings and rate may change after account opening.

Money Market Account / Tiered For Higher Interest Rates


Our tiered money market account is a good option for gaining higher interest rates from your higher balances. A safe place to earn premium interest rates, this account has an opening deposit of $2,500.00 and interest compounds daily.

Tier 1: $50-$2,499
Tier 2: $2,500-9,999
Tier 3: $10,000-$49,999
Tier 4: $50,000- $99,999
Tier 5: $100,000 or more

Must maintain a minimum of $50 in the account each day to obtain the disclosed annual percentage yield (See our Checking and Savings Rate Sheet).

Rates may change after the account is opened. The APY is accurate as of the date above and is subject to change. Fees may reduce earnings. Transfers from a money market account to another account or third parties by preauthorized automatic, telephone, or computer transfer or by check, debit card or similar order to third parties are limited to six per statement cycle.

Terms & Conditions apply. See Truth in Savings disclosure for details.

Statement Savings / Improve your Financial Stability


Since 1906, we’ve helped generations of families build their future with secure savings programs. Our statement savings account takes only $100.00 to open and includes benefits such as free eStatements and ease of transferring funds between accounts.

$3.00 quarterly service charge will be imposed if average daily balance falls below $100. Transaction limitations: Transfers from this account to another account or third parties by preauthorized, automatic, telephone, or computer transfer are limited to six per month with no transfers by check, draft, debit card or similar order to third parties.

Terms & Conditions apply. See Truth in Savings disclosure for details.

 Health Savings Account / No Monthly or Service Fees


An HSA is a type of personal savings account that helps those with qualified high-deductible health plans save money on many out-of-pocket medical expenses. Our Health Savings Account has no monthly or service fee, earns a competitive interest rate and offers convenient access to your funds through online banking and a debit card.

*This is for informational purposes only and is not intended to provide legal or tax advice regarding your situation. For legal or tax advice, please consult your attorney and/or accountant.

Terms & Conditions apply. See Truth in Savings disclosure for details.