Celebrate with Savings!
Our 8-month CD Special offers a 3.69%/3.75% APY*.
Open with as little as $500! | Limited Time Offer: Dec. 1-31, 2025
*8-MONTH CD SPECIAL DISCLOSURE: Certificate has a fixed rate for term. It is an 8-Month CD with an interest rate of 3.69/3.75% Annual Percentage Yield (APY). This is a limited time offer that expires on Wednesday, December 31, 2025, or sooner without notice. The APY is accurate as of December 1, 2025, and is subject to change without notice. The minimum balance to open an account is $500 and minimum balance to obtain stated APY is $500. APY assumes interest earned remains on deposit until maturity. Fees may reduce earnings. Early withdrawal penalty may apply. Terms and conditions apply. See Truth in Savings and Terms & Conditions brochures for details. Member FDIC.
Holiday Savings are Better with a Companion
Earn 3.00%/2.83% APY** with Companion Savings
If you love safe & secure products and strategies that provide flexibility and predictable growth, our Companion Savings is currently offering an introductory rate of 3.00%/2.83% APY for the first six months when you add to an existing account or open a new one.
You can open or add to a Companion Savings account when you start a new CD with OlyFed or when your OlyFed CD matures. A Companion Savings account earns a CD-like rate, provide easy access to funds (withdraw anytime) and has no time limits. This gives you the peace of mind that your savings dollars are working hard for you, while you have the flexibility to access those funds when needed.
**COMPANION SAVINGS SPECIAL DISCLOSURE: This account has an introductory interest rate of 3.00%/2.83% Annual Percentage Yield (APY) for the six months that follow when new funds are added to an existing account or when a new account is opened between December 1, 2025, and December 31, 2025. The introductory rate of 3.00%/2.83% APY is effective as of December 1, 2025. This is a limited time offer that expires on Wednesday, December 31, 2025, or sooner without notice. After the six-month introductory period ends, the rate will revert to the current rate offering on the account, which as of January 3, 2025, is 2.50%/2.57% APY; however, this is a variable rate account that is subject to change anytime without notice. Initial deposits into the Companion Savings Account cannot exceed the deposits into any new or renewing Certificate of Deposit (CD). Deposits into Companion Savings Accounts can only be made when a new CD is opened, a deposit is made into an existing Certificate, or an existing CD account is renewed at time of maturity. When a CD matures, up to the entire balance of the maturing CD may be deposited into a Companion account. Deposits must be made on the same day as the deposits into the CD or at time of maturity. Companion Savings Accounts are compatible with any CD (including IRA’s). Minimum opening deposit of $100. All balances receive the stated APY. Fees may reduce earnings, and rate may change after account opening. Terms and conditions apply. See Truth in Savings disclosure for details.
Get Even More with Journey Checking
Enjoy 4.00%/4.13% APY** on Daily Balances Up to $10,000
Our Journey Checking account comes with the latest digital tools and an exceptional rate. Even better you’ll never have to pay a monthly service fee! Journey Checking is designed around easily managing your money on the go. You can track spending, pay bills, reimburse friends and transfer money through digital banking. You can even receive transaction alerts, manage your credit and control your debit card and wallet from your phone for added security. You’ll also have access to over 40,000+ surcharge-free ATMs nationwide.
Every Time You Debit, We Donate
With OlyFed, every time you use your debit card we donate two cents to a local nonprofit. Since its inception of our Two Cent program we’ve donated more than $200,000 to 60+ organizations in the South Sound who are helping to improve our local quality of life through social and human service, environmental, arts and culture, education and youth development programs. In short, banking with OlyFed is good for you and our community!
More than Just a Great Rate
Accountable to our customers, not shareholders, we put people above the bottom line. This means we hold many similar values as you. With such dedication to improving the quality of life in this place we all call home, we have developed the experience and know-how to provide you with a comprehensive suite of products and services, so you have the perfect combination of tools, resources and advice you need to fulfill your critical mission to our community.
Over the past five years, when our community has needed us more than ever before, OlyFed has invested more than $2 million in our nonprofit community, not to mention volunteered thousands of hours of our time and talents while serving on more than 25+ local board of directors. With such dedication to the health and well-being of our community, why not consider a full financial relationship with OlyFed?
Have Questions? Need Assistance?
Our team of bankers are here to help. Contact us or call (360) 754-3400.
**JOURNEY CHECKING DISCLOSURE
Variable interest rate account. Rates effective as of November 14, 2025, and are subject to change any time and without notice.
- An interest rate of 0.05% will be paid only for that portion of your daily balance that is greater than $10,000.00. The annual percentage yield (APY) for this tier will range from 4.13% to 0.46%, depending on the balance in the account.
- If your daily balance is $10,000.00 or less, the interest rate paid on the entire balance will be 4.00% with an annual percentage yield of 4.13%*.
- If your account does not have the required activity noted below* an interest rate of 0.05% will be paid on the entire balance. The annual percentage yield for the entire balance will be 0.05%, depending on the balance in the account.
*Premium rate requires monthly direct deposit of $500 or more, debit card activation and 10 debit transactions posted per statement cycle, and signing up to receive eStatements. One account per Social Security Number. Minimum $100.00 to open an account. Fees may reduce earnings, and rate may change after account opening.
