First-Time Buyer Program
For 116 years, we have diligently worked to help our community make homeownership an achievable goal. With our First-Time Buyer Program receive discounted rates and fees as our housewarming gift to you. We’re here to help you through the process. No two journeys to buy a home look the same. Knowing the key steps and having the tools and team to guide you can help.
Receive a Discounted Interest Rate
First-time buyers receive a discounted interest rate based on current market rates. In fact, interest rates for our First-Time Buyer program are typically a full point or more below our conventional mortgage rates in an effort to help more people qualify for a home purchase. These loans only require a minimum down payment of three percent and have a loan fee half that of a traditional OlyFed mortgage.
Sample Loan Payment Calculation
Why Choose OlyFed?
- What starts at OlyFed stays at OlyFed: We don’t sell our loans to third-parties — that’d be like selling our relationship with you! We assure top-quality service by providing it ourselves.
- Everyone gets the same great rate: No risk-based pricing with our home loans, you’ll get our advertised rate regardless of credit score.
- You’ll always get the best deal before closing: We hold your rate at application, but if a better number comes along, no worries; it’s yours.
We're Here to Help
Call us at (360) 754-3400 and we’ll connect you with a loan officer that will be happy to assist. You can also visit one of our 8 branch locations or start your loan application online.