Enjoying Capital Lake Park, downtown Olympia.

 

Consumer Rates

Consumer Money Market Account*

Minimum Deposit

Annual Percentage Yield (APY)

Compounding Method 

Interest Rate

Tier 1 - Min. balance to earn APY:
$50 - $2,499.99

$2,500

0.20

Daily

0.20

Tier 2 - Min. balance to earn APY: 
$2,500 - $9,999.99

$2,500

0.25

Daily

0.25

Tier 3 - Min. balance to earn APY: 
$10,000 - $49,999.99

$2,500

0.30

Daily

0.30

Tier 4 - Min. balance to earn APY: 
$50,000 - $99,999.99

$2,500

0.51

Daily

0.50

Tier 5 - Min. balance to earn APY: 
$100,000 +

$2,500

0.66

Daily

0.65

Consumer Account Type

Minimum Deposit

Annual Percentage Yield (APY)

Compounding Method  

Interest Rate 

Statement Savings

Min. balance to earn APY: $50

$100

0.15

Daily

0.15

Passbook Savings
Min. balance to earn APY: $50

$100

0.15

Daily

0.15

Super Savings Passbook
(Under Age 18) 

Min. balance to earn APY: $50

$1

0.25

Daily

0.25

Jump Start Checking (H.S. to 19)

No minimum balance to earn APY

$50

0.25

Daily

0.25

Choice Checking

Min. balance to earn APY: $100

$100

0.10

Daily

0.10

Health Savings Account (HSA)

No minimum balance to earn APY

$1

0.10

Daily

0.10

Business Rates

Business
Money Market Account*

Minimum Deposit

Annual Percentage Yield (APY)

Compounding Method 

Interest Rate

Tier 1 - Min. balance to earn APY:
$50 - $2,499.99

$2,500

0.20

Daily

0.20

Tier 2 - Min. balance to earn APY: 
$2,500 - $9,999.99

$2,500

0.25

Daily

0.25

Tier 3 - Min. balance to earn APY: 
$10,000 - $49,999.99

$2,500

0.30

Daily

0.30

Tier 4 - Min. balance to earn APY: 
$50,000 - $99,999.99

$2,500

0.51

Daily

0.50

Tier 5 - Min. balance to earn APY: 
$100,000 +

$2,500

0.66

Daily

0.65

Premium Business
Money Market Account*

Minimum Deposit

Annual Percentage Yield (APY)

Compounding Method 

Interest Rate

Tier 1 - Min. balance to earn APY:
$50 - $9,999.99

$50,000

0.10

Daily

0.10

Tier 2 - Min. balance to earn APY: 
$10,000 - $49,999.99

$50,000

0.15

Daily

0.15

Tier 3 - Min. balance to earn APY: 
$50,000 - $99,999.99

$50,000

0.75

Daily

0.75

Tier 4 - Min. balance to earn APY: 
$100,000 - $299,999.99

$50,000

0.90

Daily

0.90

Tier 5 - Min. balance to earn APY: 
$300,000 +

$50,000

1.10

Daily

1.10

Business Account Type

Minimum Deposit

Annual Percentage Yield (APY)

Compounding Method  

Interest Rate 

Business Statement Savings

Min. balance to earn APY: $50

$100

0.15

Daily

0.15

Outreach Business Checking**

Min. balance to earn APY: $100

$100

0.10

Daily

0.10

Beyond Business Checking

Min. balance to earn APY: 
$0 - $2,499.99

$1,000

0.00

Daily

0.00

Min. balance to earn APY: 
$2,500 - $24,999.99

$1,000

0.10

Daily

0.10

Min. balance to earn APY: 
$25,000 - $74,999.99

$1,000

0.15

Daily

0.15

Min. balance to earn APY: 
$75,000 - $149,999.99

$1,000

0.17

Daily

0.17

Min. balance to earn APY: 
$150,000 +

$1,000

0.20

Daily

0.20

 *Variable rate account and may change after the account is opened. Fees may reduce earnings. **This account is for community organizations and non profits.