5 Month CD Special

Better Than Luck

Our 5-Month New Money Only CD Offers a Rate of 3.64%/3.70% APY*.

Luck may come and go.
A strong savings strategy is something you can count on. 

Open with as little as $1,000! All deposits into this account must be new money.

OPEN AT YOUR NEAREST BRANCH OPEN ONLINE

*5-MONTH CD SPECIAL DISCLOSURE: Certificate has a fixed rate for term. It is a 5-Month CD with an interest rate of 3.64%/3.70% Annual Percentage Yield (APY). The minimum balance to open an account is $1,000 and the minimum balance to obtain stated APY is $1,000. This account requires all new money. New money is defined as funds not currently held on deposit with Olympia Federal Savings (OlyFed). The APY is accurate as of March 2, 2026, and is a limited-time offer that is subject to change without notice. APY assumes interest earned remains on deposit until maturity. Fees may reduce earnings. Early withdrawal penalty may apply. Terms and conditions apply. See Truth in Savings and Terms & Conditions brochures for details. Member FDIC.

Get Even More with Journey Checking

Enjoy 4.00%/4.13% APY** on Daily Balances Up to $10,000

Our Journey Checking account comes with the latest digital tools and an exceptional rate. Even better you’ll never have to pay a monthly service fee! Journey Checking is designed around easily managing your money on the go. You can track spending, pay bills, reimburse friends and transfer money through digital banking. You can even receive transaction alerts, manage your credit and control your debit card and wallet from your phone for added security. You’ll also have access to over 40,000+ surcharge-free ATMs nationwide.

OPEN AN ACCOUNT ONLINE

Every Time You Debit, We Donate

With OlyFed, every time you use your debit card we donate two cents to a local nonprofit. Since its inception of our Two Cent program we’ve donated more than $250,000 to 75+ organizations and schools in the South Sound who are helping to improve our local quality of life through social and human service, environmental, arts and culture, education and youth development programs. In short, banking with OlyFed is good for you and our community!

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More than Just a Great Rate

Accountable to our customers, not shareholders, we put people above the bottom line. This means we hold many similar values as you. With such dedication to improving the quality of life in this place we all call home, we have developed the experience and know-how to provide you with a comprehensive suite of products and services, so you have the perfect combination of tools, resources and advice you need to reach your financial goals, while fulfilling our critical mission to advance the well-being of our neighbors.

Over the past five years, when our community has needed us more than ever before, OlyFed has invested more than $2 million in our nonprofit community, not to mention volunteered thousands of hours of our time and talents while serving on more than 40+ local board of directors. With such dedication to the health and well-being of our community, why not consider a full financial relationship with OlyFed?

COMMUNITY INVESTMENTS  WHAT’S A MUTUAL BANK

Have Questions? Need Assistance?

Our team of bankers are here to help. Contact us or call (360) 754-3400.

**JOURNEY CHECKING DISCLOSURE

Variable interest rate account. Rates effective as of November 14, 2025, and are subject to change any time and without notice.

  • An interest rate of 0.05% will be paid only for that portion of your daily balance that is greater than $10,000.00. The annual percentage yield (APY) for this tier will range from 4.13% to 0.46%, depending on the balance in the account.
  • If your daily balance is $10,000.00 or less, the interest rate paid on the entire balance will be 4.00% with an annual percentage yield of 4.13%*.
  • If your account does not have the required activity noted below* an interest rate of 0.05% will be paid on the entire balance. The annual percentage yield for the entire balance will be 0.05%, depending on the balance in the account.

*Premium rate requires monthly direct deposit of $500 or more, debit card activation and 10 debit transactions posted per statement cycle, and signing up to receive eStatements. One account per Social Security Number. Minimum $100.00 to open an account. Fees may reduce earnings, and rate may change after account opening.