In observance of Memorial Day we will be closed on Monday, May 27. We'll reopen on Tuesday, May 28.

Give Your Finances a 180!

As we turn the corner to summer, let us help you get your finances moving in a new direction with our 180 Day CD Special.  With a rate of 4.65% / 4.75% APY, come November you’ll have even more to be thankful for. Get started today and open an account online in just 5 minutes. Or visit one of our eight local branches and one of our knowledgeable and caring bankers can assist you.

Take advantage of this limited-time offer.
Open your new CD account today!


*180 DAY CD SPECIAL DISCLOSURE: Certificate has a fixed rate for term. It is a 180 CD with an interest rate of 4.65%/4.75% Annual Percentage Yield (APY). This is a limited time offer that expires without notice. The APY is accurate as of May 10, 2024, and is subject to change without notice. The minimum balance to open an account is $25,000 and minimum balance to obtain stated APY is $25,000. The account requires either $25,000 or more in new money or an OlyFed checking account with a minimum of a $500 monthly direct deposit. New money is defined as funds not currently held on deposit with Olympia Federal Savings (OlyFed). APY assumes interest earned remains on deposit until maturity. Fees may reduce earnings. Early withdrawal penalty may apply. Terms and conditions apply. See Truth in Savings and Terms & Conditions brochures for details. Member FDIC.

Get Even More with Journey Checking

Enjoy 5.00%/5.20%*** on Daily Balances Up to $10,000

Our Journey Checking account comes with the latest digital tools and an exceptional rate. Even better you’ll never have to pay a monthly service fee! Journey Checking is designed around easily managing your money on the go. You can track spending, pay bills, reimburse friends and transfer money through digital banking. You can even receive transaction alerts, manage your credit and control your debit card and wallet from your phone for added security. You’ll also have access to over 30,000+ surcharge-free ATMs nationwide.


Every Time You Debit, We Donate

With OlyFed, every time you use your debit card we donate two cents to a local nonprofit. Since its inception of our Two Cent program we’ve donated more than $170,000 to 50+ organizations in the South Sound who are helping to improve our local quality of life through social and human service, environmental, arts and culture, education and youth  development programs. In short, banking with OlyFed is good for you and our community!



CD Rate Sheet

If you love safe & secure products and strategies that provide flexibility and predictable growth, take a look at all that OlyFed offers to help you meet your savings goals.


More than Just a Great Rate

Accountable to our customers, not shareholders, we put people above the bottom line. This means we hold many similar values as you. With such dedication to improving the quality of life in this place we all call home, we have developed the experience and know-how to provide you with a comprehensive suite of products and services, so you have the perfect combination of tools, resources and advice you need to fulfill your critical mission to our community.

Over the past five years, when our community has needed us more than ever before, OlyFed has invested more than $2 million in our nonprofit community, not to mention volunteered thousands of hours of our time and talents while serving on more than 25+ local board of directors. With such dedication to the health and well-being of our community, why not consider a full financial relationship with OlyFed?


Have Questions? Need Assistance?

Our team of bankers are here to help. Contact us or call (360) 754-3400.


Variable interest rate account. Rates effective December 1, 2023 and are subject to change any time and without notice.

• An interest rate of 0.05% will be paid only for that portion of your daily balance that is greater than $10,000.00. The annual percentage yield for this tier will range from 5.20% to 0.56%, depending on the balance in the account.

• If your daily balance is $10,000.00 or less, the interest rate paid on the entire balance will be 5.00% with an annual percentage yield of 5.20%*.

• If your account does not have the required activity noted below* an interest rate of 0.05% will be paid on the entire balance. The annual percentage yield for the entire balance will be 0.05%, depending on the balance in the account.

*Premium rate requires monthly direct deposit of $500 or more, debit card activation and 10 debit transactions posted per statement cycle, enrollment in retail online banking and signing up to receive eStatements, and maintaining active online banking access as outlined in the Online Banking Terms & Conditions Agreement. One account per Social Security Number. Minimum $100.00 to open an account. Fees may reduce earnings and rate may change after account opening.

All accounts offer our full suite of digital banking services including Bill Pay, Digital Wallet, Transfers and more.